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Founding

Following an initial bid in late 2017, the team was first announced by the National Independent Soccer Association on October 23, 2018 with plans to begin play in the inaugural 2019–20 season. Originally referred to in league press releases simply as "Charlotte", the name Stumptown Athletic was officially unveiled in June 2019. The name came from an early nickname for Matthews derived from the fact that farmers cut down so many trees to clear land that the town was left full of tree stumps.

The team was originally owned by Christopher Clarke of Atlanta, a lawyer specializing in wealth management, and Casey Carr, a former college soccer player with the DePaul Blue Demons and an entrepreneur based out of Mecklenburg County. Carr also served as the club's president and GM in its firt season.

On July 21, 2019 the club appointed Mark Steffens as head coach. Steffens previously coached the Charlotte Eagles and served as an assistant for the Charlotte Lady Eagles. In August, Stumptown announced former Jamaica national football team player Michael Binns and Jared Odenbeck as their first signings.

During the Fall 2019 showcase, Stumptown competed within the East Coast Conference and finished second in their group. In the championship game the team fell to Miami FC, 3–0. After two matches in the Spring 2020 season, NISA announced a suspension of play due to the COVID-19 pandemic. Eventually, the entire Spring Season was cancelled outright.

NISA takeover and folding

Following a hiatus during the Fall 2020 season, Clarke tried to sell the club. Unable to find a new buyer, the league itself took over ownership and operations of the team under a new logo and the revised name Stumptown AC on March 3, 2021. Soccer executive Fred Matthes and former Portland Timbers assistant coach Rod Underwood were announced as the new team president and head coach, respectively.

The Spring 2021 season was a difficult one for Stumptown. With league ownership requiring a shoestring budget, bills went unpaid during the season. The broadcast company went unpaid and nearly refused to air the team's final game. Player paychecks were frequently late, and on at least one occasion players were paid by the opposing team before a game.

The league searched for a new owner throughout the 2021 season, and put the team on hiatus after the season ended. Underwood left the club and on December 3, 2021 was named head coach of regional rival Chattanooga FC. Following the league's failure to secure new ownership, the hiatus became permanent and Stumptown AC folded.